1. Method and level of voluntary social insurance payment in 2023
According to the provisions of Clause 2, Article 87, Law on Social Insurance 2014, the voluntary social insurance payment rate is equal to 22% of the income chosen by the person. In particular, the monthly income as a basis for payment is as follows:
Minimum: Equal to the poverty standard for rural areas (1,500,000 VND/person/month)
Maximum: Equal to 20 times the base salary (equivalent to 29,800,000 VND/month).
Regarding the method of participating in voluntary social insurance as follows: Currently there are 6 methods of participating in online voluntary social insurance that people can choose:
Close monthly
Closed every 3 months
Pay every 6 months
Pay once every 12 months
Pay once for many years to come but not more than once every 5 years.
One-time payment for the remaining years for those who are old enough to receive pension, but the remaining payment period must not exceed 10 years.
In case the retirement age is reached but the missing social insurance payment period is more than 10 years, the participant continues to pay according to one of the 5 above methods until the remaining payment period is no more than 10 years, then he/she can pay 1 time for the following years. missing according to method 6.
In addition, Decision 3511/QD-BHXH stipulates that people can register to participate in voluntary social insurance online through the Public Service Portal in the following two ways:
Register through the National Public Service Portal
Register through the Vietnam Social Insurance Public Service Portal
With full integration of services on the Public Service Portal, social insurance participants can easily register to participate and adjust payment rates and payment methods right at home, saving time and effort on travel.
2. Instructions on how to pay voluntary social insurance online right at home
Recently, Vietnam Social Insurance issued Decision No. 49/QD-BHXH in 2023, detailing how to register to continue paying voluntary social insurance online according to the registered method and payment level. The steps are as follows:
Step 1: Access the National Public Service Portal at - dichvucong.gov.vn or the Public Service Portal of Vietnam Social Insurance at - dichvucong.baohiemxahoi.gov.vn
Log in to the Vietnam Social Insurance Public Service Portal
Users log in to the Vietnam Social Insurance Public Service Portal with their personal social insurance account (2) or log in via the national public service (3). In case participants do not have a social insurance account/national public service account, they can make a new registration.
Instructions for registering for a National Public Service Portal account
Instructions for registering a social insurance account
Step 2: Choose an online public service to register for online voluntary social insurance
For the National Public Service Portal
After the user successfully logs in, in the "search" section, enter the exact name of the public service as follows: "voluntary social insurance payment"
Find public services that pay voluntary social insurance on the National Public Service Portal
The system will return relevant public service results, you select "Register, re-register, adjust voluntary social insurance contributions, issue social insurance book".
Then you select "List of public services" and select "Submit online to Register to participate in voluntary social insurance contributions for individuals".
For Vietnam Social Insurance Public Service Portal
At "Account information", select "Declare profile"
In the list of public service names, select "Register, re-register (including compensating for unpaid time), adjust payment method, basis for voluntary social insurance payment corresponding to procedure code 602b.
Find the name of a public service that pays voluntary social insurance online
Step 3: Declare information to participate in voluntary social insurance
The system automatically checks and compares information of people registering to participate in voluntary social insurance as follows:
The system automatically fills in user information according to data registered with the social insurance agency
- People from poor (near poor) households: The system will automatically determine the place of residence with the national population database, identify the state subjects supporting the payment level with the data of people from poor households ( near poor) is monitored by the Social Insurance Agency and determines the amount to be paid so that users can pay online.
- Other subjects: The system determines the place of residence with the national population database to determine the specific amount that online social insurance participants must pay.
Individuals participating in social insurance who pay voluntary social insurance online need to fill in other information required by the system such as:
Enter the payment amount and select the voluntary social insurance payment method
Payment level, payment method, number of months of payment.
Form of receiving social insurance books and detailed information about where to receive social insurance books (House number, alley, corner, road, group, hamlet).
Note that in case participants register to receive results via the public postal service, they will pay the service cost themselves.
Step 4: After filling in all the information, you need to enter the correct check code, then click "Confirm" and pay social insurance according to the instructions.
Step 5: Receive electronic money receipt notification from the banking system or payment intermediary.
Step 6: Receive notice of deadline for returning social insurance books.
Step 7: Receive electronic social insurance book or paper social insurance book according to the registered method.
Thus, with only a phone or computer connected to the internet, you can completely register to pay voluntary social insurance online right at home. Hopefully the sharing from electronic social insurance eBH in the above article can provide useful information for readers. If you have any questions during the process of paying social insurance, please contact us for advice.
