FAQs
Which subjects, when participating in voluntary social insurance, are supported by the State in payment and support level?
According to the provisions of Clause 1, Article 14 of Decree No. 134/2015/ND-CP dated December 29, 2015, detailing a number of articles of the law on social insurance on voluntary social insurance, voluntary social insurance participants are supported by the State at a percentage (%) above the monthly social insurance premium according to the poverty line of rural areas, specifically:
- 30% for voluntary social insurance participants belonging to poor households;
- 25% for participants voluntary social insurance belonging to near-poor households;
- Equal to 10% for other subjects.
Do individuals who hire or use workers under labor contracts with a term of 03 months or more have to participate in unemployment insurance?
According to the provisions of Clause 3, Article 43 of the Employment Law, individuals who hire and use labor under a labor contract with a term of 03 months or more must participate in unemployment insurance.
Which case my company can temporarily suspend social insurance contributions to the pension and death fund?
According to the provisions of Clause 1 and Clause 6, Article 16 of Decree No. 115/2015/ND-CP, the cases of suspension of payment to the pension fund and death are as follows:
- Suspension of production and business for 1 month or more due to difficulties when changing structure, technology or due to crisis, economic recession or implementation of State policies when restructuring the economy or implementing international commitments;
- Difficulties due to natural disasters, fires, epidemics, crop failure
How many or more employees do enterprises have to pay social insurance?
The current law on social insurance stipulates that all agencies, organizations and enterprises that use laborers working under labor contracts for a full month or more are subject to compulsory social insurance, regardless of the number of employees working.
What is the student's payment when participating in health insurance? How much support from the State Budget?
According to the provisions at Point e, Clause 1, Article 7 of Decree No. 146/2018/ND-CP dated October 17, 2018, detailing and guiding measures to implement a number of articles of the Law on Health Insurance, the payment is 4.5% of the base salary. According to the provisions of Point c, Clause 1, Article 8 of Decree No. 146/2018/ND-CP dated October 17, 2018, the level of support from the state budget is at least 30% of the health insurance premium. In case a person belonging to many subjects supported by the state budget, the level of payment is entitled to the level of health insurance premium support according to the subjects with the highest level of support.
How long does it take for the Ministry of Finance to approve life insurance products?
Within 21 working days from the date of receipt of all valid documents, the Ministry of Finance has a written approval. In case of refusal of approval, the Ministry of Finance has a document explaining the reason. * Legal basis: Article 40 of Decree 73/2016/ND-CP. * Name of administrative procedures: Approving life insurance products.
Units must participate in compulsory social insurance?
According to the provisions of Clause 3, Article 2 of the Law on Social Insurance No. 58/2014/QH13, employers participating in compulsory social insurance include: state agencies, non-business units, people's armed units; political organizations, socio-political organizations - professions, socio-professional social organizations, other social organizations; foreign agencies, organizations, international organizations operating in the territory of Vietnam; enterprises, cooperatives, households individual business, cooperative groups, other organizations and individuals who hire and use labor under labor contracts.
Do foreign agencies, organizations and international organizations operating in the territory of Vietnam have to participate in compulsory social insurance?
According to the provisions of Clause 3, Article 2 of the 2014 Law on Social Insurance, foreign agencies, organizations and international organizations operating in the territory of Vietnam must participate in compulsory social insurance.
I have been paying compulsory social insurance for 15 years and am still paying social insurance. But can I pay more voluntary social insurance?
According to the provisions of Clause 4, Article 2 of the Law on Social Insurance No. 58/2014/QH13, voluntary social insurance participants are Vietnamese citizens who are at least 15 years old and are not subject to compulsory social insurance. Thus, in your case, you are subject to compulsory social insurance, you are not allowed to participate in voluntary social insurance
Does the probation contract have to pay compulsory social insurance?
Based on the provisions of Clause 1, Article 26 of the Labor Code No. 10/2012/QH13, probationary contracts do not have to pay compulsory social insurance.
If my company has some employees who apply for unpaid leave, can I pay social insurance?
According to the provisions of Clause 3, Article 85 of the Law on Social Insurance No. 58/2014/QH13, employees who do not work and do not receive wages of 14 working days or more in the month do not pay social insurance that month. This time is not counted for social insurance, except for maternity leave. If employees want to participate in social insurance contributions at this time, they can participate in voluntary social insurance.
How long is the health insurance examination and treatment contract valid for?
Clause 2 Article 18 of Decree No. 146/2018/ND-CP dated October 17, 2018 of the Government detailing and guiding measures to implement a number of articles of the Law on Health Insurance stipulating the validity period of the health insurance medical examination and treatment contract as follows:
- The term of the contract from January 1 to the end of December 31 of the year, not exceeding 36 months;
- For the contract for the first time, the term of the contract is calculated from the signing date to the end of December 31 of the year The contract expires, not exceeding 36 months; In case of signing a contract for medical examination and treatment of annual health insurance, medical examination and treatment establishments and social insurance agencies complete the signing of the contract next year before December 31 of that year.